
OUR SERVICES
What Is Cremation Pre-Planning?
Cremation pre-planning means making decisions now—on your terms—so your wishes are honored, and your family is spared from difficult choices later. It’s a simple yet powerful way to ensure your final arrangements are set, providing financial protection and lasting peace of mind. By planning today, you lock in current prices and eliminate the burden of last-minute decisions for your loved ones.

PLAN AHEAD WITH CONFIDENCE
Why Pre-Plan With Magnolia?
Magnolia Cremations is proud to be the first licensed funeral provider in both Indiana and Kentucky to offer 100% ONLINE PRE-PLANNING. Whether you’re planning ahead for yourself or a loved one, our process is fast, secure, and fully transparent—available to every family, in every city and town we serve. With just a few clicks, you can explore pricing, make arrangements, and ensure your wishes are honored—on your terms, and your timeline.
OUR PRICING
$2239
Average Area Price
$895
Our Price
Rethink Tradition with Modern & Affordable Cremations
Many families today are stepping away from expensive, time-bound, and impersonal services—and choosing something more personal, more flexible, and more affordable.—so we offer cremation at a price that makes sense.
HOW WE KEEP OUR PRICES LOW:
✔︎ We don’t operate big, expensive funeral homes.
✔︎ We specialize in direct cremation, not unnecessary services.
✔︎ We keep our process simple and prioritize efficiency.
Your Prepaid Cremation Funds—Protected & Secure for the Future
When you pre-plan with Magnolia Cremations, you can have complete peace of mind knowing your funds are safely secured and protected from inflation. We ensure that every prepaid cremation plan is managed through one of two trusted, regulated accounts, guaranteeing that your investment remains safe and available when needed. Plus, both options are fully Medicaid-exempt, ensuring your arrangements stay intact without affecting eligibility.
For Kentucky Residents
National Guardian Life Insurance (NGL) – A highly rated insurance provider with over 100 years of service, NGL ensures your funds are protected and accessible when needed.
For Indiana Residents
MasterChoice Trust Fund – A state-regulated trust account that guarantees full financial protection and compliance for Indiana families.
HOW TO MAKE ARRANGEMENTS
Planning a Cremation Shouldn’t Be Complicated
That’s why we made it easy—so you can choose the option that works best for you.
TESTIMONIALS
Stories You Can Trust, From Families Like Yours.
Choosing cremation is a big decision. Hearing from families we’ve served can bring comfort and confidence. Here’s what they had to say.
How much does pre-planned cremation cost, and what's included?
At Magnolia Cremations, pre-planning your cremation starts at just $895 — and guarantees your services at today’s prices, protecting your family from future increases.
Your pre-arranged plan covers everything needed for a simple, dignified cremation handled entirely by our licensed, in-house team.
✅ What’s included in our $895 Prepaid Cremation Package:
- 24/7 secure transportation (within 50 miles of our crematory)
- Professional guidance from our licensed Funeral Directors
- Alternative cremation container (no casket required)
- Filing of the death certificate and Social Security notification
- On-site cremation at our private, family-owned crematory
- Optional obituary assistance, if desired
Your plan is locked in at today’s rate — even if prices rise dramatically in the years ahead.
Why Pre-Planning Matters:
- Guaranteed Pricing:
Once you pre-plan, your cost is secured for life — no matter how much cremation prices increase. - Peace of Mind for Your Family:
Your loved ones won’t face difficult decisions or unexpected costs during an emotional time. - Legal and Financial Security:
Prepaid funds are placed in a state-regulated trust (MasterChoice) or insurance policy (NGL), protected from inflation and Medicaid asset limits.
💬 Ready to see your personalized pre-planning options?
Use our Cremation Cost Calculator to customize your plan — or start pre-planning online anytime, from the comfort of home.
Planning ahead today means peace of mind for tomorrow. We're here to help every step of the way.
What are the benefits of pre-planning cremation in Indiana or Kentucky?
Pre-planning your cremation protects your family from future costs, locks in today’s low prices, and ensures your final wishes are honored — all without last-minute stress.
At Magnolia Cremations, pre-planning is simple, secure, and compassionate.
✅ Key Benefits of Pre-Planning with Magnolia Cremations:
- Guaranteed Pricing for Life
- Lock in our current cremation price today.
- Even if cremation costs double or triple years from now, your family will never pay a penny more.
2. Full Protection Against Inflation
- Funeral costs rise every year.
- Pre-planning shields your loved ones from sudden financial burdens during an already difficult time.
3. Legally Guaranteed Services
- Indiana Residents:
Prepaid cremations are protected by Indiana state law — funeral homes must honor your arrangements, no exceptions. - Kentucky Residents:
While Kentucky law doesn’t require price-lock guarantees, Magnolia voluntarily honors prepaid pricing — providing stronger protection than most providers.
4. No Hidden Fees
Your prepaid plan covers all essential services:
- Cremation
- Transportation
- Alternative container
- Filing of death certificates
The only potential additional costs are for items like:
- Extra certified copies of death certificates
- Keepsake urns or memorial items
- Additional transportation mileage beyond 50 miles
5. Complete Peace of Mind for Your Family
- Your wishes are documented and securely stored.
- Your loved ones are spared the burden of making emotional, last-minute decisions — giving them time to focus on healing and remembrance.
6. Financial Security and Asset Protection
- Prepaid funds are placed in a state-regulated trust or insurance policy (through NGL or MasterChoice Trust Fund).
- Funds are protected from Medicaid asset limits, preserving eligibility if long-term care is ever needed.
Pre-Planning Means Leaving a Legacy of Care
At Magnolia Cremations, we believe pre-planning isn’t just practical — it’s a final act of love and protection for the people you care about most.
💬 Ready to get started?
Use our Online Planner to make arrangements easily — or contact our team for compassionate, expert guidance every step of the way.
📍 Jeffersonville, Indiana
2517 Veterans Parkway, Jeffersonville, IN 47130
Phone: 812-913-0044
📍 Louisville, Kentucky
813 E Main Street, Louisville, KY 40206
Phone: 502-653-5834
How do I get started with pre-planning my cremation?
Getting started with pre-planning your cremation is simple — and takes just a few minutes with Magnolia Cremations.
Whether you prefer to begin online or meet with a Family Care Advisor, we make it easy, secure, and fully personalized to your wishes.
🖥️ Option 1: Plan Online, Anytime
- Use our Online Planner to start from the comfort of home.
- Customize your cremation plan based on your preferences and location.
- Securely complete required documents at your own pace.
- Lock in today’s pricing — with no pressure and full transparency.
🤝 Option 2: Speak with a Family Care Advisor
- Schedule a consultation (in-person or over the phone) with one of our compassionate advisors.
We'll walk you through every step:
- Document your wishes
- Explain all your options
- Answer any questions you have
You’ll finish with a complete, legally protected plan — and total peace of mind.
No matter how you start, Magnolia is here to support you.
Pre-planning now means your loved ones are protected later — from financial burdens, difficult decisions, and unnecessary stress.
We’re honored to help you create a plan that brings lasting comfort and security.
💬 Ready to begin?
Start planning online or contact our team — we're available 24/7 to assist you.
📍 Jeffersonville, Indiana
2517 Veterans Parkway, Jeffersonville, IN 47130
Phone: 812-913-0044
📍 Louisville, Kentucky
813 E Main Street, Louisville, KY 40206
Phone: 502-653-5834
What happens to my money after I pre-pay for cremation?
When you prepay for cremation with Magnolia, your money is securely placed in a state-regulated trust or insurance policy — and is legally protected until the time of need.
It’s never held by us directly, and it can only be used for the cremation services you selected.
🔐 How Your Funds Are Protected:
In Indiana:
Prepaid funds are placed in the MasterChoice Trust Fund, a secure, interest-bearing account regulated by the state.
- Held by Fifth Third Bank
- Managed by independent financial advisors
- Funds grow over time to help offset inflation
- Released only when cremation services are provided
In Kentucky:
Your funds are protected through a preneed insurance policy with National Guardian Life (NGL) — one of the nation’s most trusted funeral insurance providers.
- Rated A (“Excellent”) by AM Best
- Fully portable — your plan stays valid even if you move
- Legally protected and Medicaid-exempt (won’t count against eligibility)
✅ Why This Matters:
- We never hold your money directly — it’s kept safe in your name
- It cannot be accessed early by any party (including Magnolia)
- Your cremation is guaranteed, no matter how much prices increase
- Your family is protected from unexpected costs and confusion
Prepaying means peace of mind — for you and your loved ones.
Magnolia Cremations is proud to partner with trusted financial institutions like MasterChoice and NGL to ensure your final wishes are honored with security, dignity, and transparency.
💬 Have questions about your plan’s protections?
Our advisors are here to walk you through every detail — with no pressure, ever.
How do I make sure my family knows I’ve pre-planned my cremation?
When you pre-plan your cremation with Magnolia Cremations, we make it simple to keep your family informed — so they’ll know exactly what to do when the time comes.
📝 Here’s how we help you document and share your plan:
✅ You’ll receive copies of all completed paperwork — whether you pre-plan online, by phone, or in person.
✅ Documents will include:
- Your cremation preferences
- Details of your secure trust (MasterChoice) or insurance policy (NGL)
- Contact information for Magnolia Cremations
- Instructions for your family about next steps
✅ Your funds are safely held in a regulated third-party trust or insurance policy — never directly by Magnolia — providing added protection and flexibility for your loved ones.
📚 How to make sure your family knows:
- Inform your next of kin, executor, or trusted friend that you have pre-arranged your cremation.
- Share copies of your paperwork with them (or tell them where to find it).
- Provide Magnolia’s contact information so they can reach out easily when the time comes.
- Consider storing documents in a secure but accessible place (like a fireproof safe or with a legal advisor).
Pre-planning isn’t just about protecting yourself — it’s a final act of care for those you love.
By keeping your family informed, you spare them difficult decisions later — and ensure your wishes are honored with simplicity, dignity, and peace of mind.
💬 Need help updating your records or notifying your family?
Our compassionate team is here to guide you every step of the way.
Can I change my pre-planned cremation arrangements later?
Yes — you can update or transfer your pre-planned cremation at any time.
At Magnolia Cremations, we believe your final wishes should reflect your life — and life can change. Whether you move, update your contact information, or simply change your mind, we make it easy to adjust your plan with zero hassle and full peace of mind.
📝 What You Can Update:
- Contact details (phone number, email, address)
- Cremation preferences or service instructions
- Legal forms (insurance, power of attorney, ID copies)
- Photos, obituary drafts, or written wishes
- Authorized persons or funeral declaration updates
All updates are securely stored in our system and attached to your existing plan, so your family has everything they need when the time comes.
🔁 Want to transfer your plan?
Your pre-arranged cremation plan is fully transferable to another provider if you move out of state or decide to make a change.
If you choose to return to Magnolia later, we’ll gladly welcome you back with your previous details intact.
Your plan. Your peace of mind. Your control.
Whether you're making a small change or a major update, we're here to support you with compassion and clarity — every step of the way.
💬 Need to make an update?
Just give us a call, send a message, or stop by. We’re here to help — now and always.