Pre-Planned Cremation Packages Starting at Only $995
Simple Online Cremation Pre-Planning
Pre-planning gives you peace of mind, financial security, and ensures your wishes are honored. Lock in today’s prices and relieve your loved ones from future stress with Magnolia Cremations’ simple, affordable prepaid cremation plans.
OUR SERVICES
What Is Cremation Pre-Planning?
Cremation pre-planning means making decisions now—on your terms—so your wishes are honored, and your family is spared from difficult choices later. It’s a simple yet powerful way to ensure your final arrangements are set, providing financial protection and lasting peace of mind. By planning today, you lock in current prices and eliminate the burden of last-minute decisions for your loved ones.
PLAN AHEAD WITH CONFIDENCE
Why Pre-Plan With Magnolia?
Magnolia Cremations is proud to be the first licensed funeral provider in both Indiana and Kentucky to offer 100% ONLINE PRE-PLANNING. Whether you’re planning ahead for yourself or a loved one, our process is fast, secure, and fully transparent—available to every family, in every city and town we serve. With just a few clicks, you can explore pricing, make arrangements, and ensure your wishes are honored—on your terms, and your timeline.
OUR PROMISE TO YOU
Trusted. Affordable. Simple. Why Families Choose Magnolia
OUR PRICING
$2239
Average Area Price
$995
Our Price
Rethink Tradition with Modern & Affordable Cremations
Many families today are stepping away from expensive, time-bound, and impersonal services—and choosing something more personal, more flexible, and more affordable.—so we offer cremation at a price that makes sense.
HOW WE KEEP OUR PRICES LOW:
✔︎ We don’t operate big, expensive funeral homes.
✔︎ We specialize in direct cremation, not unnecessary services.
✔︎ We keep our process simple and prioritize efficiency.
Your Prepaid Cremation Funds—Protected & Secure for the Future
When you pre-plan with Magnolia Cremations, you can have complete peace of mind knowing your funds are safely secured and protected from inflation. We ensure that every prepaid cremation plan is managed through one of two trusted, regulated accounts, guaranteeing that your investment remains safe and available when needed. Plus, both options are fully Medicaid-exempt, ensuring your arrangements stay intact without affecting eligibility.
For Kentucky Residents
National Guardian Life Insurance (NGL) – A highly rated insurance provider with over 100 years of service, NGL ensures your funds are protected and accessible when needed.
For Indiana Residents
MasterChoice Trust Fund – A state-regulated trust account that guarantees full financial protection and compliance for Indiana families.
Does Magnolia Offer Cremation Services Near Me?
Trusted Cremation Care, Wherever You Are in Indiana & Kentucky
✔ Statewide Coverage – Seamless, stress-free support wherever you need us.
✔ Respectful, Trusted Care – Your loved one never leaves our hands.
✔ No Hidden Fees, No Surprises – Just honest pricing and compassionate service from licensed professionals.
_________________________________________
📍Search for your city or town below to learn about how we serve your community.
HOW TO MAKE ARRANGEMENTS
Planning a Cremation Shouldn’t Be Complicated
That’s why we made it easy—so you can choose the option that works best for you.
TESTIMONIALS
Stories You Can Trust, From Families Like Yours.
Choosing cremation is a big decision. Hearing from families we’ve served can bring comfort and confidence. Here’s what they had to say.
Urns, Keepsakes & Memorial Jewelry
Choose a Meaningful Memorial That Reflects You
Planning ahead means making choices that truly reflect who you are.
Whether you prefer a classic urn, a personalized keepsake, or memorial jewelry for loved ones to cherish, Magnolia offers beautiful options to honor your wishes with care and meaning.
Can you prepay for cremation in Indiana or Kentucky?
Yes. Prepaid cremation, also called pre-need cremation, is legal and common in both states. You arrange and pay for services in advance, and your funds are held in a state-regulated trust or insurance policy until needed. Magnolia handles prepaid cremations across Indiana and Kentucky, with plans starting at $995.
How much does a prepaid cremation cost?
Magnolia's prepaid cremation starts at $995, locked in at today's price for life. The plan includes 24/7 transportation within 50 miles, professional guidance from licensed funeral directors, the alternative cremation container, death certificate filing, and on-site cremation at our private crematory. No hidden fees and no surprises.
Is prepaid cremation worth it?
For most families, yes. Prepaying locks in today's price, protects your family from rising costs, and removes the burden of making decisions during grief. It's worth less if you may move frequently or want maximum flexibility on service choices later. Both Indiana and Kentucky law allow you to transfer your plan if needed.
What's the difference between a prepaid cremation plan and a cremation payment plan?
A prepaid plan means you pay in full now, lock in today's price, and your family pays nothing later. A payment plan means you finance the cost over time, usually after a death has occurred. Prepaid protects against price increases. Payment plans help manage cost when planning ahead wasn't possible.
How is my prepaid cremation money protected?
Your funds never go to Magnolia directly. Indiana residents' funds are held in the MasterChoice Trust, a state-regulated account at Fifth Third Bank. Kentucky residents' funds are protected by a National Guardian Life insurance policy, rated A by AM Best. Both are Medicaid-exempt and released only when services are provided.
Does prepaying for cremation affect Medicaid eligibility?
No. Both Indiana's MasterChoice Trust and Kentucky's National Guardian Life policy are Medicaid-exempt by design. Your prepaid cremation funds are not counted as assets when Medicaid evaluates eligibility for long-term care. This protection is one of the most common reasons families pre-plan, especially when nursing home care may be ahead.
What happens to my plan if I move out of state?
Your prepaid plan is fully transferable. The Kentucky policy through National Guardian Life is portable nationwide. The Indiana MasterChoice Trust can be transferred to a funeral provider in your new state. If you later return to Magnolia's service area, we'll honor your original plan with no penalty.
How do I get started?
Three ways. Plan online at your own pace through our website. Call a Family Care Advisor at 502-653-5834 (Kentucky) or 812-913-0044 (Indiana) for a guided walkthrough. Or schedule an in-person visit at our Louisville or Jeffersonville office. Whichever you choose, the plan is documented, secure, and locked in at today's price.
24/7 Support, Because You're Never Alone
Need Help Pre-Planning Cremation? We're Here for You, Day or Night.
"While researching multiple sites in pre-planning I came back to Magnolia every time. After making the decision to go ahead, the online planning was simple, easy and convenient. I now have the peace of mind that everything is in good hands and that really set's my mind at ease knowing it will not burden my family with those decisions."
~John S. | Google Review