A pair of hands gently holding a round, lidded ceramic cremation urn  with a crackled glaze finish. In the background, delicate white magnolia flowers bloom on branches, softly lit with warm natural light against a muted backdrop.

What is Direct Cremation?

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Time to read 8 min

Quick Answer: What Is Direct Cremation?

Direct cremation is the simplest form of cremation: no viewing or service beforehand, just respectful care, cremation, and return of the ashes. It costs less because you skip embalming, a viewing, and other ceremony expenses. You can still honor your person later, in your own way.

At-a-Glance Answers

  • What is direct cremation?
    Direct cremation is cremation without a viewing, visitation, or ceremony with the body present.

  • How is it different from traditional cremation?
    No embalming, no casket viewing, no added ceremony costs.

  • Is it respectful?
    Yes. Simple does not mean careless. It can be private, calm, and dignified.

  • Can we still have a memorial?
    Yes. Many families hold a memorial days, weeks, or months later.

  • Do we have to buy a casket?
    No. The FTC says you cannot be required to buy a casket for direct cremation.

What Direct Cremation Is (and what it isn’t)

Direct cremation (also known as simple cremation or immediate cremation) is a type of cremation where the body is cremated without any formal viewing, visitation, or ceremony with the body present.


In plain English: it separates disposition (the cremation) from memorialization (how you say goodbye).


That can be a relief. When a loved one passes away, you are often making decisions while exhausted, shocked, or grieving. Direct cremation reduces the number of urgent decisions you have to make right away.

Direct Cremation vs. “Traditional” Cremation

A traditional cremation usually includes some form of service before cremation, often with a viewing or visitation, plus more logistics and costs.


Direct cremation is “cremation first, ceremony later” (if you want one). This is a major reason families choose it.

What’s Included with Direct Cremation (and what usually isn’t)

Every provider packages this differently, so always ask for itemized pricing. Still, most direct cremation arrangements include the same core steps.

Usually included

  • Transportation into the provider’s care (from a facility or home, depending on service area)


  • Shelter of the person in care (often refrigeration)


  • Basic paperwork support (permits/authorizations)


  • Cremation itself

  • Return of cremated remains in a temporary container (or your urn)

Often not included (or only included in some packages)

  • Embalming


  • Viewing/visitation or a service with the body present


  • Basic paperwork support (permits/authorizations)


  • Cemetery costs (if you plan to bury ashes), niche fees, opening/closing fees


  • Certified death certificate copies beyond what’s included


  • Upgraded urns or keepsakes


  • Rush fees, oversized equipment fees, or special transportation (varies by provider)

If you want a service before cremation with the body present, ask about options like a traditional cremation package instead.


Please Note: Magnolia Cremations offers direct cremation exclusively

How the Direct Cremation Process Works

Here’s the process most families experience:

  1. First call + identification details – The provider gathers the basics needed to begin: where the person is, next-of-kin info, and immediate timing needs.

  2. We arrange transportation – Your loved one is brought into care respectfully.

  3. Paperwork + authorizations – Cremation requires proper authorization and filing steps. This is one reason timelines vary.

  4. Cremation is performed – Direct cremation happens without a public event beforehand.

  5. Ashes are returned – Typically in a temporary container unless you select an urn or provide one.

How long does the cremation process take?

It depends on paperwork timing, required authorizations, and scheduling at the crematory. 


A trustworthy provider will give you a realistic window and keep you updated.


Want to learn more about the cremation process at Magnolia? Read: What Happens During the Cremation Process? A Step-by-Step Explanation for Families

Costs: What Families Typically Pay and Why it Varies

Prices vary a lot by region and provider. If you see wildly different prices, it does not automatically mean “one is better.” It usually means the packages include different things, or fees are being separated out.

Useful national anchors (so you’re not guessing)

  • U.S. median cost of a funeral with viewing and burial (2023): $8,300


  • U.S. median cost of a funeral with cremation (2023): $6,280


  • Kentucky’s median cost of a funeral with viewing and burial (2023): $7,615


  • Kentucky’s median cost of a funeral with cremation (2023): $5,858


  • Indiana’s median cost of a funeral with viewing and burial (2023): $8,280


  • Indiana’s median cost of a funeral with cremation (2023): $6,120

Direct cremation is typically less than a full funeral with cremation because it avoids the viewing and ceremony-related costs.

Service Type Average Cost What's Included
Traditional Funeral with Burial $7,000 - $12,000+ Casket, embalming, funeral home, plot, grave stone
Traditional Funeral with Cremation $3,500 - $6,000+
Viewing, service, cremation
Direct Cremation (Magnolia Cremations)
Starting at $895
Transportation, cremation, return of ashes

Why direct cremation costs less

Direct cremation commonly reduces costs tied to:

  • Embalming and preparation for a public viewing


  • Facility and staff time for visitation or ceremony


  • Rental casket or ceremonial logistics


  • Extra merchandise that families often feel pressured to decide on quickly

What makes prices vary between providers

  • What’s included in the package (transport, paperwork support, certificates, return method)


  • Distance and timing (after-hours or long-distance transfers)


  • Transparency (bundled pricing vs. add-on fees)


  • Provider overhead (facility size, staffing model)

If you only do one thing: ask for an itemized list, and compare line-by-line.

Pros, Cons, and When Direct Cremation is the Right Fit

Direct cremation can be a great choice. It can also be a frustrating choice if you wanted certain rituals and didn’t realize what you were giving up.

It’s often a great fit when you want:

  • Simplicity and fewer urgent decisions


  • Flexibility to plan a memorial later


  • Lower overall cost


  • Privacy

In fact, according to the National Funeral Directors Association, over 60% of families now choose cremation. Direct cremation makes that choice even more accessible.

It may not be the best fit if:

  • A viewing feels important for your family’s grief process


  • Your culture or faith tradition expects a service with the body present


  • Family conflict makes a later memorial hard to coordinate


  • You worry you’ll never circle back and create a moment to honor them

None of these are “wrong.” They’re human.

Memorials After Direct Cremation: Simple Ideas That Still Feel Meaningful

You can do a memorial whenever you are ready. That can be next weekend or next season.


A few options families often choose:

  • A small gathering at home with photos, music, and shared stories

  • A favorite park or meaningful place (with simple readings)

  • A meal together with a memory-sharing prompt at each table

  • A faith-based service without the body present

  • A virtual memorial for family who can’t travel

Meaning comes from intention, not from a price tag.

Your Rights + How to Compare Providers

This is the part most people wish they knew earlier.


Under the FTC Funeral Rule:

  • You have the right to a General Price List (GPL) when you ask about arrangements.

  • You can request price information over the phone.

  • You are not required to buy a casket for direct cremation.

  • Providers must offer an alternative container option for direct cremation.

A quick comparison checklist

  • “Is cremation performed by your provider, or is it outsourced?”

  • “What exactly is included in your direct cremation price?”


  • “What fees are not included?”


  • “How do you handle identification and tracking?”


  • “What’s the expected timeline in my situation?”


  • “How are the ashes returned, and are there extra fees?”

This isn’t being difficult. This is being protected.


Want to learn more, start here: How to Choose a Cremation Provider: Key Questions, Red Flags & Your Rights

Ready to Begin or Still Exploring? We’re Here Either Way.

Start with our Cremation Cost Calculator, it's quick, clear, and no obligation. See exactly what you’ll pay, before making any decisions.

Ready to plan now? Use our Online Cremation Planner. It’s secure, simple, and available 24/7 from the comfort of your home.

📞 Prefer to talk with someone?

Our Family Care Advisors are available day or night to gently walk you through the process, no funeral home visit required.

Magnolia Cremations proudly serves families throughout Indiana and Kentucky, including Louisville, Jeffersonville, and surrounding communities.

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Frequently Asked Questions About Direct Cremation

What exactly is included in a direct cremation?

A direct cremation package usually includes transportation of your loved one, filing of the death certificate, the cremation itself, and the return of ashes in a simple container. Magnolia’s direct cremation, starting at $895, covers all of this with no hidden fees.

How long does a direct cremation take from start to finish?

The process typically takes 7–10 days, depending on state paperwork and permit approval. Magnolia works quickly to minimize delays, and we’ll keep you informed every step of the way.

Do I have to buy an urn?

No. If you don’t purchase an urn, your loved one’s ashes will be returned in a secure, dignified temporary container. If you’d like, you can provide your own urn or choose from Magnolia’s affordable options.

Can I still have a memorial service after a direct cremation?

Absolutely. That’s one of the biggest advantages. Many families choose to hold a celebration of life, scattering ceremony, or private gathering weeks or even months after cremation.

Is embalming required for direct cremation?

No. Embalming is never required by law for direct cremation in Indiana or Kentucky. Since there is no viewing or public service before cremation, this step (and its cost) is skipped entirely.

Can I arrange a direct cremation if I live out of state?

Yes. Magnolia’s process is designed for flexibility. You can complete everything online or over the phone, and we can ship the ashes to you securely if you’re unable to pick them up locally.

How is direct cremation different from traditional cremation?

Traditional cremation usually involves a funeral service or viewing prior to cremation. Direct cremation skips those steps, making it more affordable, more flexible, and less emotionally overwhelming for many families.

Why Families Trust Magnolia Cremations

  • Compassion-first care: We listen, guide, and never pressure.

  • Transparent pricing: What you see is what you pay.

  • No upsells or hidden fees: Ever.

  • Licensed professionals: We handle everything in-house.

  • Local & experienced: Proudly serving Indiana and Kentucky families.

Explore more:

Aaron Scott, Vice President and Licensed Funeral Director at Magnolia Cremations

About the Author: Aaron Scott

Aaron Scott is Vice President of Scott Family Services, the parent company of Magnolia Cremations, and a licensed funeral director in Indiana (#FD21100032) and Kentucky (#6880). A native of Jeffersonville, Indiana, Aaron graduated from Jeffersonville High School in 1999, earned his Bachelor of Science from Murray State University in 2003, and completed his funeral service training at Mid-America College in 2005.


Aaron currently serves as Clark County Coroner and holds a leadership role as District 8 Director on the Indiana Funeral Directors Association Board. He brings nearly 20 years of experience to his role, blending professional expertise with a genuine passion for serving others.


Outside of work, Aaron enjoys traveling and spending time with his wife, Alanna, their two children, Cora and Andrew, and their loyal dog, Stanley. His commitment to excellence and community care continues to shape the future of funeral service in Southern Indiana and beyond.


Author bio up-to-date as of December 2025