A pair of hands gently holding a round, lidded ceramic cremation urn  with a crackled glaze finish. In the background, delicate white magnolia flowers bloom on branches, softly lit with warm natural light against a muted backdrop.

What is Direct Cremation?

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Time to read 6 min

Cremation Doesn’t Have to be Complicated.

Direct cremation is the simplest, most affordable end-of-life option for families who want a dignified farewell without the added cost and complexity of a traditional funeral. It offers flexibility, transparency, and peace of mind, especially when provided by trusted local experts like Magnolia Cremations in Indiana and Kentucky.


With Magnolia, your loved one is respectfully transferred into our care and cremated at our private, family-owned facility. You then receive your loved one's ashes and have the flexibility to plan a memorial on your own timeline and terms.

What is Direct Cremation and What are the Benefits?

Direct cremation (also known as simple cremation or immediate cremation) is a straightforward process in which a loved one is cremated shortly after death, without embalming, a casket, or a public funeral service beforehand.


It's ideal for families asking:

  • “What’s the most affordable cremation option?”


  • “Can I plan a memorial later, when we’re ready?”


  • “What’s the simplest way to arrange cremation from out of state?”

Key Benefits:

Why families choose this option over traditional funerals

  • Cost-effective: No funeral home service, viewing, or embalming.

  • Flexible: Families can hold memorials at a time and place that’s meaningful to them.

  • Stress-free: Everything can be arranged online or by phone.

  • Respectful: Loved ones are cared for with dignity from start to finish.

Why More Families are Choosing Magnolia for Direct Cremation in Indiana & Kentucky

  • Most affordable option – Starting at just $895. No hidden fees, no surprises.

  • Transparent pricing – All costs listed clearly online

  • Local expertise – Family-owned with in-house crematory facilities

  • Eco-conscious – No embalming chemicals, no burial plot required

  • Compassionate service – Supportive staff available 24/7 to walk you through every step

"Direct cremation offers families the flexibility and financial peace of mind they often need most after a loss."

– Aaron Scott, Magnolia Cremations Co-Owner

How Direct Cremation Works with Magnolia Cremations

Step 1: Make Cremation Arrangements

  • Complete everything online, by phone, or in-person at our Jeffersonville, IN or Louisville, KY locations

  • We walk you through every step, no pressure, no sales tactics

👉 Tip: Families can pre-plan cremation years in advance to lock in today’s pricing.

Step 2: We Bring Your Loved One Into Our Care

  • 24/7 pickup from home, hospital, hospice, or nursing facilities

  • No mileage charges within a 50-mile radius of our crematory

Step 3: In-House Cremation at Our Private Facility

  • Cremation is performed by our team, on-site. No third parties involved

  • Barcode tracking ensures the secure identification of your loved one

  • A basic alternative cremation container is included (no casket required)

Step 4: Ashes Returned Safely to Your Family

  • Pick up from our facility or choose secure USPS Priority Mail shipping for $125

  • Urn options available starting at $49 with engraving options

What’s Included in Magnolia’s Direct Cremation Package?

Our Essential Cremation Package includes:

  • Transportation from the place of passing

  • Filing of death certificate and required permits

  • In-house cremation at our licensed, family-owned crematory


  • Ashes returned in a temporary container

  • Option to upgrade to an urn or keepsake

No hidden fees. No surprise add-ons. Just straightforward service from a trusted local provider.

Ready to Begin or Still Exploring? We’re Here Either Way.

Start with our Cremation Cost Calculator, it's quick, clear, and no obligation. See exactly what you’ll pay, before making any decisions.

🌐 Ready to plan now? Use our Online Cremation Planner. It’s secure, simple, and available 24/7 from the comfort of your home.

📞 Prefer to talk with someone?

Our Family Care Advisors are available day or night to gently walk you through the process, no funeral home visit required.

Magnolia Cremations proudly serves families throughout Indiana and Kentucky, including Louisville, Jeffersonville, and surrounding communities.

Stay Informed

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Direct Cremation vs. Traditional Cremation vs. Burial

Service Type Average Cost What's Included
Traditional Funeral $7,000 - $12,000+ Casket, embalming, funeral home, plot, grave stone
Cremation with Funeral
$3,500 - $6,000+
Viewing, service, cremation
Direct Cremation (Magnolia Cremations)
Starting at $895
Transportation, cremation, return of ashes

📌 Direct cremation is 80–90% less expensive than a traditional funeral, without sacrificing dignity or care.

Your Rights Under the FTC Funeral Rule

You are protected by law when arranging a direct cremation:

  • You don’t have to purchase a casket


  • You may provide your own urn, and the crematory must return the ashes in it

  • If no urn is provided or purchased, ashes will be returned in a secure container

Magnolia fully complies with the FTC Funeral Rule and proudly publishes all pricing online for full transparency. 

Is Direct Cremation Right for Your Family?

If you’re unsure whether direct cremation is the right fit, consider the following:

✅ Prefer a lower-cost, dignified solution


✅ Want to delay or personalize a memorial service


✅ Live out of town or need time to gather family


✅ Are pre-planning to reduce future stress for loved ones


✅ Want to avoid traditional funeral costs or logistics

Frequently Asked Questions About Direct Cremation

What exactly is included in a direct cremation?

A direct cremation package usually includes transportation of your loved one, filing of the death certificate, the cremation itself, and the return of ashes in a simple container. Magnolia’s $895 package covers all of this with no hidden fees.

How long does a direct cremation take from start to finish?

The process typically takes 7–10 days, depending on state paperwork and permit approval. Magnolia works quickly to minimize delays, and we’ll keep you informed every step of the way.

Do I have to buy an urn?

No. If you don’t purchase an urn, your loved one’s ashes will be returned in a secure, dignified temporary container. If you’d like, you can provide your own urn or choose from Magnolia’s affordable options.

Can I still have a memorial service after a direct cremation?

Absolutely. That’s one of the biggest advantages. Many families choose to hold a celebration of life, scattering ceremony, or private gathering weeks or even months after cremation.

Is embalming required for direct cremation?

No. Embalming is never required by law for direct cremation in Indiana or Kentucky. Since there is no viewing or public service before cremation, this step (and its cost) is skipped entirely.

Can I arrange a direct cremation if I live out of state?

Yes. Magnolia’s process is designed for flexibility. You can complete everything online or over the phone, and we can ship the ashes to you securely if you’re unable to pick them up locally.

How is direct cremation different from traditional cremation?

Traditional cremation usually involves a funeral service or viewing prior to cremation. Direct cremation skips those steps, making it more affordable, more flexible, and less emotionally overwhelming for many families.

Aaron Scott, Vice President and Licensed Funeral Director at Magnolia Cremations

About the Author: Aaron Scott

Aaron Scott is Vice President of Scott Family Services, the parent company of Magnolia Cremations, and a licensed funeral director in Indiana (#21100032) and Kentucky (#6880). A native of Jeffersonville, Indiana, Aaron graduated from Jeffersonville High School in 1999, earned his Bachelor of Science from Murray State University in 2003, and completed his funeral service training at Mid-America College in 2005.


Aaron currently serves as Clark County Coroner and holds a leadership role as District 8 Director on the Indiana Funeral Directors Association Board. He brings nearly 20 years of experience to his role, blending professional expertise with a genuine passion for serving others.


Outside of work, Aaron enjoys traveling and spending time with his wife Alanna, their two children, Cora and Andrew, and their loyal dog Stanley. His commitment to excellence and community care continues to shape the future of funeral service in Southern Indiana and beyond.